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				<p class="content-title">Regulatory Reform</p>
				
				<p class="paragraph">Patient Protection and Affordable Care Act (PPACA) is commonly referred to as Obama care or the Affordable Care Act (ACA). It was 
				signed by President Barack Obam on March 23, 2010 and upheld by the US supreme court on June 28, 2012.</p>	
				
				<p class="paragraph">Obama care was signed to reform the health care industry by making private and public health insurance affordable and improve its
				quality through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. But it doesn’t replace
				private insurance, medicare, or Medicaid.</p>

				<p class="paragraph"><strong>Goals of Obama Care:</strong></p>	
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					<li>To give more Americans access to affordable, quality health insurance</li>
					<li>To reduce the growth in health care spending in the U.S.</li>
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				<p class="paragraph"><strong>Benefits of Obama care <i>(based from Obama care facts):</i></strong></p>	
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					<li>New Health Insurance Marketplaces (AKA Exchanges) allow shoppers to compare Health Plans that include all new benefits, 
					rights and protections.</li>
					<li>Cost assistance to individuals, families and small businesses through the marketplace.</li>
					<li>No annual or lifetime limits on healthcare.</li>
					<li>Insurance companies can't drop you when you are sick or for making a mistake on your application.</li>
					<li>You can't be denied coverage for pre-existing conditions• You have the right to quickly appeal any health insurance company decision.</li>
					<li>You have the right to get an easy-to-understand summary about a health plan’s benefits and coverage.</li>
					<li>Young Adults can stay on their parent's plan until 26.</li>
					<li>A large improvement to women's health services.</li>
					<li>Reforms to the healthcare industry to cut wasteful spending.</li>
					<li>Better care and protections for seniors.</li>
					<li>New preventative Services at no-out-of pocket costs.</li>
					<li>Essential health benefits like emergency care, hospitalization, prescription drugs, and maternity and newborn care must be 
					included on all non-grandfathered plans at no out-of-pocket limit.</li>
					<li>You can't be charged more based on health status or gender.</li>
					<li>Plus many more benefits, rights and protections.</li>
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